Tuesday, May 31, 2016

A Spanish Delicacy Grazes in Texas


Ibérico pigs will help feed Americans’ growing appetite for specialty ham.

Sergio Marsal and Manuel Murga are standing in a Columbus, Texas, slaughterhouse describing their plan to turn the Spanish pigs they’ve been raising on a nearby ranch into a cured ham often considered the world’s best: jamón Ibérico de bellota, as it’s known in Spain. “Instead of importing it, we’re making it here,” Marsal says. “Like the Europeans who planted vines in California.”

Acornseekers, the duo’s three-year-old company, based in Flatonia, Texas, is the first to bring Ibérico pigs, a breed indigenous to Spain and Portugal, to the U.S. for commercial production. The omnivorous animals graze freely in pastures dotted with oak trees, feasting on the hundreds of pounds of acorns they find in the winter, a centuries-old tradition. The goal is to produce nutty, marbled meat that’s as good as or better than what’s available from Spain’s multibillion-dollar pork industry, the world’s fourth-largest producer and exporter. About 50 high-end restaurants across the U.S. have sought Acornseekers’ fresh cuts of pork, which it started selling in small amounts in April, Murga says. “We’re saying no to clients that want a lot.”

Fresh cuts of Ibérico pork.
Fresh cuts of Ibérico pork.

It’s been a bureaucratic adventure for Marsal, a former marketing executive from Barcelona who now lives in Miami, and Murga, an agricultural engineer who grew up rearing Ibéricos outside Seville and now lives in Columbus. The duo had to persuade the Spanish government to let them take the pigs out of Spain and then follow the U.S. Department of Agriculture’s protocol regulating European swine imports, which the agency put into effect in late 2009. In 2014, after corralling investors, Acornseekers flew 150 Ibéricos to New York, where the pigs were quarantined for a month, per USDA regulations, then trucked to the company’s 75-acre ranch.

Marsal and Murga settled on Texas because of its plentiful oak trees. Acorns, the pigs’ favorite food, give the meat its flavor and consistency. Marsal, Murga, and five other Spaniards have invested more than $3 million of their own money in Acornseekers. Last year it trademarked the name Ibericus to show its pigs are purebreds, unlike most in Spain, which are crossed with other breeds. “We’re not targeting the general public,” says investor Manel Echevarría, a Miami-based executive for crystal maker Swarovski. “We’re targeting the elite.”

$200 million: Estimated wholesale value of all cured ham sold in the U.S. in 2014

Ibérico meat, both fresh and cured, is in demand among influential U.S. chefs, who praise its rich taste and texture and say it’s notably different from the lean factory-farmed American breeds. Consumption of cured ham in the U.S. is at “historic highs” today, according to a 2015 report from ICEX, the Spanish government’s export agency, which estimates the wholesale value of cured ham sold in the U.S. was about $200 million in 2014.

Katie Button, the chef and co-owner of Spanish restaurant Cúrate in Asheville, N.C., describes both fresh and cured Ibérico as “amazing.” She’s worked in the kitchens of Spanish star chefs Ferran Adrià and José Andrés. “Even people who don’t eat pork tell me they had to try it, and it absolutely blows their minds,” she says. Josh Merrow, a co-founder of Hamlovers.com, an online retailer based in Greenwich, Conn., says the U.S. is the strongest market of the more than 20 countries he serves. Merrow recently started Jamonwholesale.com, a site for U.S. retailers, chefs, and caterers.

After two years of breeding, Acornseekers owns more than 2,000 Ibéricos, 250 of which were set to be slaughtered in late May. (The slaughter happens in the spring, after pigs have fattened up over the winter; they gain about one-third of their weight during acorn season.) Marsal and Murga say they’ll have a total of 5,000 pigs next year. The company also supplies pigs to family farmers in Texas and elsewhere who raise the pigs at their own expense in return for a cut of the annual profit. It’s a way to lower overhead, says Hines Boyd, a real estate broker with a Ph.D. in agriculture who’s raising several hundred Ibéricos for Acornseekers on his family’s 2,000-acre farm in northern Florida. Compared with U.S. commercial pigs, raising Ibéricos is “expensive and time-consuming,” Boyd says.


Betting on the U.S. is smart, says José Miguel Montoya Oliver, a professor at Madrid’s Universidad Politécnica who’s one of Spain’s leading forestry experts. In Spain’s main ham-producing regions, thousands of oaks are dying annually, and they’re not being replanted because of poor forestry management, he says, resulting in “fewer and fewer” oaks and shrinking Ibérico production. It’s a problem for the industry, he says. “They know that one day they’re going to be left without product.”

For Acornseekers, the most pressing need is to build a curing facility. Marsal and Murga have selected a site in an industrial area of Columbus and will launch a $2 million crowdfunding campaign in June. They hope to complete the project by yearend. Acornseekers will cure its ham for two years, then sell it for as much as the imported version to signal its quality.

After that comes the fun part: persuading Americans to eat the entire slice, including the creamy white fat. At Michelin-starred Spanish restaurant Andanada 141 in Manhattan, most leave it on the side of their plate, says chef Manuel Berganza. “You have to teach. You have to explain.” Boyd is a fan: “No other breed of pig is capable of marbling like the Ibérico. In Spain they call them olive trees on legs because their fat is much higher in oleic fatty acids than almost any other breed of pig, especially when you feed them things like acorns,” he says. “It’s a healthier fat.”

The bottom line: With consumption of cured ham rising in the U.S., Acornseekers estimates it will raise as many as 5,000 pigs in 2017.




Friday, May 27, 2016

Graduating This Year? Here’s Where to Move (BW)

Stay away from California.
Congratulations, class of 2016. You did it! Now, where to next?
Pittsburgh’s sounding awfully nice.
The Steel City comes in first place on the new Graduate Opportunity Index. Compiled by Trulia in partnership with LinkedIn, the index rates “40 of America’s strongest job markets based on what they have to offer recent college grads,” according to a report released on Thursday.1
Three equally weighted factors go into each metro area’s score on the index: the share of entry-level job openings for recent graduates, the percentage of rental units affordable2 to a median-income grad between the ages of 22 and 30, and the share of the area’s population 22 to 30 with at least a bachelor's degree (a measure of how dense a city is with a college grad's peers).
The message to young college graduates: Head (or stay) East.
How about all those millennials in San Francisco? Sure, you’ll have plenty of young, educated compatriots out there—and the median income for a recent grad is high—but good luck paying the rent, or getting an entry-level job. You may want to stay away from California altogether—the state is home to eight of the 10 worst metro areas for recent grads. (The beaches of Miami are also looking less than appealing.)
When thinking about where to set up shop, don’t let a high nominal salary lure you, said Ralph McLaughlin, Trulia’s chief economist and the author of the report. “You know, even though you’ve graduated, you still have to do your homework," he said. "Compare other factors that affect what your well-being might be like when you take your first job out of college.”
While you’re doing homework, you may also want to give mom and dad a call—the chances you'll be living with them are better than they have been in decades.

Thursday, May 26, 2016

How the Constant Threat of War Shaped Israel’s Tech Industry

Unit 8200 is Israel’s most mysterious agency. No one outside knows exactly how it operates, who works there, or how they learn. All the public knows for certain is that Unit 8200 has been the beating heart of Israel’s spectacular—and in many ways unmatched—technology boom.

A security checkpoint in Ashkelon.
At its most basic level, Unit 8200 resembles the National Security Agency (NSA) in the U.S. It’s an elite branch of the Israel Defense Forces, or IDF, that specializes in computer security and murkier, more controversial stuff, such as espionage and cyber attacks. For about 25 years, veterans of Unit 8200 have gone on to found security startups, making both the software and hardware that protect corporate computing systems throughout the world. Graduates of 8200 invented the firewall and early VPN technology and have started dozens of security companies such as Check Point Software Technologies, Palo Alto Networks, and CyberArk Software—all multibillion-dollar operations.

It’s not that surprising that the IDF would give rise to clever, interesting tech startups. Much of technology today is the result of military research into hardware and software. What’s remarkable is how Israel has turned its soldiers into entrepreneurs. Today, Israel has about 5,500 startups, and it added 1,400 new ones just last year. It has become a world leader not just in security but in chip, printing, biotech, and corporate software, as well.

Umoove’s software, a mobile device can look out at someone and detect their eye and head movements.
Umoove’s software can look at someone and detect their eye and head movements.

This episode of Hello World delves into the IDF to discover how it became such an efficient technology engine. My trip starts in Ashkelon, a coastal city that sits near the Gaza Strip, where up close I see the Iron Dome defense shield, which can intercept missiles and rockets midflight, and chat with some of the young soldiers in the IDF. Then I travel to a bustling market in Tel Aviv and meet with Shlomo Kramer. He’s a former member of Unit 8200 and now one of the legendary entrepreneurs and investors in Israel.

A SpacePharma scientist studies molecules floating in a solution.
“Molecules floating about freely in solutions can behave more naturally than when they're smeared flat on a petri dish.”

This story, though, is about more than Israel’s military technology base. It’s about how the tech scene has evolved and expanded. In Tel Aviv and Herzliya, I meet with one company called Consumer Physics, which can analyze everyday objects to tell stories about their makeup, and another called SpacePharma, which is exploring ways to develop drugs in space. I travel to Jerusalem to see how such companies as Umoove are trying to build up their tech scene amid so much history and religious and political tension. And I meet with Adi Soffer Teeni, the head of Facebook’s Israel operations, to learn what the IDF experience means for women and how Israel’s technology has shifted toward consumers.

My last stop takes place in Nazareth, the largest Arab city in Israel. Here a man named Fadi Swidan has set up a tech accelerator, nazTech, to help young Arab engineers become part of Israel’s tech boom and help them bring cutting-edge technology to the Arab world. He’s trying to build links between Arab and Jewish engineers and investors—an effort that could have profound consequences in the years to come.

Israel turned out to be one of the great surprises of my travels. Tension hangs over the country, particularly in places such as Jerusalem, where centuries of history and conflict have been exacerbated by attacks over the past couple of years. But even amid that backdrop, this is a country that celebrates life. Tel Aviv’s streets, restaurants, and bars overflow with music, energy, and colorful people from all over the globe. It’s an incredibly visceral experience to feel all these different vibes intersecting and tumbling over each other.

Damascus Gate, Jerusalem.
Damascus Gate, Jerusalem.

To visit Israel is also to see Arab cities walled off, spy balloons looming over the highway, and IDF snipers training their weapons on people heading to markets and tourist spots. Even in a relatively short visit, you gain a much deeper understanding of the nature of the conflicts here and why they’re so tough to resolve.

Many countries have tried to copy Silicon Valley over the decades, and they’ve almost all failed or met with middling success. Israel stands out as the exception that really has come closest to replicating an environment that floods an area with clever engineers, encourages them to take risks, and feeds them with plenty of capital. The IDF started much of this out of necessity and has since perfected the art of giving young people access to the newest technology, training them, and sending them on their way in the business world. The soldiers learn to make quick, massive decisions early on, and they form deep bonds with their comrades that carry over to the startup life. Israel has now moved well beyond its military roots and emerged as one of the world’s major tech powers.






Wednesday, May 25, 2016

News from the Federal Trade Commission - May 2016

Penn Corner - Your update from the Federal Trade Commission


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May 2016

Judge Finds Amazon Liable

amazon logo
A federal judge granted the FTC’s request for a summary judgment against Amazon for allegedly billing people for unauthorized in-app charges made by children. The judge’s order says that Amazon’s disclosures about possible in-app charges within otherwise “free” apps were not sufficient. The order also notes the many complaints Amazon got from consumers about these charges. Among other things, the order calls for the FTC and Amazon to determine the precise amount of monetary relief Amazon owes to consumers. The FTC’s case against Amazon was filed in July 2014.

Gigats Targeted Job Seekers to Generate Leads

Job Board
Gigats.com, an education lead generator, agreed to settle FTC charges that the company ran a deceptive scheme to generate sales leads for its clients. According to the complaint, Gigats posted job openings on its site and seemed to accept applications. Instead, says the FTC, Gigats gathered information from applicants and steered them to “employment specialists,” who then tried to sign people up for education programs that had agreed to pay Gigats for these leads. The proposed court order prohibits Gigats from making misrepresentations like these again.

Mercola Made False Claims about Tanning Devices

Mercola tanning bed
The FTC announced that Joseph Mercola and his companies, Mercola.com, LLC, and Mercola.com Health Resources, LLC, will refund up to $5.3 million to customers to settle charges that they made false claims about their tanning devices. In their ads, Mercola promised people that their tanning beds, booths and lamps were “safe” – a claim, they said, was endorsed by the FDA – and that the devices could even reduce the risk of cancer and signs of aging. The FTC says, however, that Mercola’s claims were false or lacked sufficient scientific proof.

Staples and Office Depot Merger Blocked

Staples and Office Depot logos
The FTC successfully blocked the merger of Staples and Office Depot when a federal court found that the combination was likely to lead to higher prices for office supplies used by large companies. The FTC asked the court to enjoin the merger last December, and after considering the evidence presented at a trial last month, the judge granted an injunction in the public interest. The companies have since abandoned their merger plans. 
                                

"Based on the research conducted as well as the good use of design principles, I’m confident that target users will be able to find, understand, and act confidently using what they learn on this site. I’d absolutely use it as an example of effective plain writing and information design!"

— Grand ClearMark Award Judge, recognizing IdentityTheft.gov for plain language communication

FTC Warns Doctors to Comply with Eyeglass Rule

The FTC recently sent 38 letters warning eye doctors about possible violations of the Eyeglass Rule. The Rule says patients have the right to get their prescriptions from their eye doctors at the end of eye exams, at no extra charge, and without having to ask. Violations of the Rule could result in legal action and financial penalties.

Subscription Deception

The FTC filed a complaint to stop Liberty Publishers Service, Inc. and other companies from allegedly soliciting newspaper subscriptions under false pretenses. According to the complaint, the companies sent out mailers falsely saying they represented publishing companies and could offer the lowest subscription rates. These claims were untrue, the FTC says, and some people never got their newspapers.

Debt Collector Settles FTC Charges

Credit Protection Association, which collects cable bill debts and reports people’s supposed debts to credit bureaus, will settle FTC charges that it violated the Fair Credit Reporting Act. The FTC says that CPA kept trying to collect from consumers using inaccurate account information (even after multiple disputes), failed to have reasonable written procedures for handling disputes, and did not inform people about the outcome of their disputes.

Your Money Back

The FTC is returning money to people targeted by scams. If you get a check, deposit or cash it within 60 days of the mailing date. The FTC never requires consumers to pay money or to provide information before refund checks can be cashed. Want information about the FTC’s refund program? Visit ftc.gov/refunds.
The FTC is mailing 1,630 checks totaling nearly $1.87 million to consumers who lost money to Expense Management America, an illegal telemarketing operation that charged homeowners an up-front fee for debt and mortgage relief services it never provided.

    IN OTHER NEWS:

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  • Get tips from the #FTC on how to #getoutofdebt and deal with #debtcollection. http://go.usa.gov/cuhwV #debt #personalfinances


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Tuesday, May 24, 2016

Make your voice heard!-

Public Knowledge
The deadline for the public to submit comments to the Federal Communications Commission on the set-top box proposal is TODAY at midnight!

If you’ve been following the #UnlockTheBox movement, you know that it’s time for the FCC to break up the chokehold the cable industry has on consumers and on video device competition.


remote.jpg


The Commissioners are preparing to decide on a proposal that will allow consumers to access the programming they already pay for on the device or app of their choosing. Cable operators can continue to offer their own services, but they need to support third party devices as well, such as Apple TV and Roku. This could save consumers billions of dollars in set-top box rental fees from cable monopolies.

Consumers are currently paying an average of $231 per year on these unnecessary fees. This hurts competition, limits consumer choice, and boosts cable profits. Consumers should have the power to choose their own device. More competition means lower prices and increased access to new streaming content and diverse voices.

Make your voice heard. Click here to learn more and sign the petition today to tell the FCC and Congress that it’s time to #UnlockTheBox.

Tweet this: Today is the deadline! Tell the @FCC and Congress that it’s time to #UnlockTheBox: http://unlockthebox.com/ 



Monday, May 23, 2016

Eat This Now, Before They Tell You Not To

Why the U.S. dietary guidelines keep changing and how to read them

Confused About What to Eat? You're Not Alone

As Jerry Seinfeld might say, what's the deal with nutrition science? One day eggs are bad, next day they're good. Or good in moderation. Who knows?

One reason what to eat is so hotly debated is all the money tied up in it. The dietary guidelines the U.S. government issues every five years are the culmination of a process that involves not only nutritionists, doctors, and other health professionals but also the food industry and its many lobbyists. 

In the latest guidelines, issued early this year, the expert panel’s preliminary report included advice to lower consumption of red and processed meats, for the environment as well as for your health. The meat industry weighed in, and in the final version only men and teenage boys were urged to eat less protein. The environment was cut out of the equation altogether.1 The U.S. Department of Agriculture and the U.S. Department of Health and Human Services have said that the guidelines are based on a rigorous review of scientific evidence and consideration of comments from the public and federal agencies.

The science changes, too. Eggs were once considered a driver of heart disease, because of their high cholesterol content. According to some recent research, healthy people can eat eggs without much of a problem. Fats, too, are no longer entirely shunned, but broken down into good and bad. Trans fats (in processed foods) and saturated fats (in dairy and red meat) are bad. Unsaturated fats (in olive oil and nuts) are good.

The nuance, if not the cholesterol, could kill you.

People don’t shop for unsaturated fats. They shop for food. Maybe the government should keep it simple: More fruits and vegetables. Less processed food and soda. Lean meats, fish, nuts, and beans. Whole grains. Not too much of anything. Except maybe the vegetables.

Friday, May 20, 2016

Think What You Could Do With Half a Million Dollars in Retirement (BW)

Take the Orient Express! Trek in Bhutan! Pay for health care!

The projected tab for an average, healthy 65-year-old couple retiring this year, in lifetime premiums for Medicare Parts B and D and supplemental insurance, is $288,000, according to the HealthView Services 2016 Retirement Health Care Costs Data Report.1 Add in out-of-pocket expenses, including dental, hearing, and vision care, and the bill reaches $377,412.

That's in today's dollars. You want it in tomorrow's? Adjusting for inflation, the report projects the lifetime premium costs at $435,472. Add in deductibles, copayments, hearing, vision, and dental, and it's $567,903.

Millennials and Gen Xers, this means you, too. If you need more motivation to save for retirement, flipping through the 16-page report will do it. You'll find memorable facts2 like these: 

A 65-year-old couple retiring this year would need 57 percent of their Social Security payments just to cover their health-care expenses. For a couple 10 years younger, with plans to retire in 2026, that jumps to 88 percent. For a 45-year-old couple, it's 116 percent.3 Younger people can do the ugly extrapolation from there.

From 2015 to 2016, retirement health-care costs are projected to jump 7.3 percent, partly because of a 16.1 percent rise in monthly Medicare Part B premiums (for doctors and preventive services) over that period, from $104.90 last year to $121.80 this year.

A 30-year-old woman who retires at 65 will face about $119,000 more in expenses than her male counterpart, the report forecasts. That's based on women living until age 91 and men living until 87. The figures, in today's dollars, are $548,098 for women and $429,466 for men.


  • For someone who retires this month, HealthView expects health-care inflation to average just over 5.1 percent annually for the next two decades. But "since supplemental insurance premiums are age-based, future retirees could face an additional annual 4.5 percent increase (or more) for supplemental plan coverage," the report said. 
  • The state you live in plays a big part in your Medicare Part D coverage (for prescription drugs) and cost. HealthView took costs based on the latest projections from the most popular supplemental plan, Plan F. It found, for example, a gap of 49 percent between premiums for the insurance in Hawaii and Massachusetts. The tally in Massachusetts for a 55-year-old retiring at 65 and living to 89 is $116,790. In Hawaii, it's $173,583. 
  • With lowered thresholds for Medicare means testing, starting in 2018, wealthier retirees will face increased surcharges on Parts B and D based on their modified adjusted gross income (yes, the acronym is MAGI). "Since the levels are not currently indexed to inflation," the report says, "as salaries grow over time many middle-class retirees may eventually fall into upper MAGI brackets and face even higher surcharges."    


Well, it's upward mobility, anyway.

Thursday, May 19, 2016

What a hobby can tell about a future employee 

What a hobby can tell about a future employee 

DON'T DROWN IN A SEA OF RESUMES: KEY QUESTIONS TO  ASK THAT HELP YOU FIND TOP PERFORMERS 



Q: If you could start your career all over again, what would you do differently? 


Insight:
Asking a candidate to explain the major decisions he has made, highlighting the positive and negative, reveals the person’s ability to make calculated decisions based on past professional and personal experiences. It also lets candidates share their vision for the future and their ambitions.

Q: What types of hobbies do you enjoy outside of work?

Insight:

Just like learning about what drives someone in their personal life, discovering how someone spends their time outside of work and what specific activities they enjoy and invest in can give an interesting look into their personality. In addition, hobbies can translate into specific soft and hard skills that can be applicable to many jobs, and employers are often interested in learning what a candidate has to offer outside their resume’s “skills” section.   
FINDING THE MOST SUITABLE CANDIDATE FOR YOUR BUSINESS 

Most companies receive hundreds to thousands of resumes when posting a new job opening. This makes the hiring process very time consuming and costly.  Docker153 alleviates this problem by automatically sorting through every resume and making a recommendation on who is most suitable to the company based on the job description and the criteria you choose.

Request a: 




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